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Community Action Cost of Living Debt Advice

If you need advice, help, or legal assistance with debt, free support is available from a range of organisations.

Updated: 14/12/2023

Citizens Advice Bureau - Debt Advice Service

If you need support in managing your debts, Citizens Advice Mid Mercia, which covers Derby City, has a free Debt Advice Service.

To arrange an appointment, call the Debtline on: 01332 228745

Or send an enquiry through the website:

Derby Advice & Money

If you are a Derby Homes tenant and you’re struggling to pay your rent, get in touch with the Derby Advice team, who can provide support for benefit entitlements, financial planning support, debt support and more. Contact the team by email at or phone 01332 888777.

Direct Help & Advice (DHA)

Struggling financially? Have issues with debt? Want housing advice? Bills getting out of control? Need help and advice?

DHA (Direct Help & Advice) have advisors who can provide you with free, confidential and impartial advice. Call them for an appointment, or drop-in to one of the Money Advice Sessions on Mondays & Tuesdays, 10am - 2pm.

Address: Civil Legal Advice Centre, Phoenix Street, Derby DE1 2ER
Tel: 0115 9300 199
Facebook: @dhacommunities

Click here for more information

Free resources on debt and relationships

Free online materials to help you with debt and the impact it has on your relationships.

Debt and money troubles are among the biggest causes of relationship stress. In these short animations, real couples tell their stories of being in debt and the steps they took to get things back on track. If you’re worried about debt, these clips may help you to act as soon as possible, and to talk to your partner about what’s happening.

To access the online materials, you will need a smartphone, tablet, or computer, and a
good internet connection. It’s FREE to use, so you’ll just need to create an account with
a username and password.

Register at this address:

Jubilee Project Derby City Mission

Derby City Mission offers free debt advice. Walk in sessions are available to offer confidential information with no appointment needed.

For more information visit:

St James Centre

The St James Centre can offer a free 30 minutes advice session to help you sort out debts.

Pop in to St James Centre, Malcolm Street, Normanton, Derby DE23 8LU, call 01332 604080 or email

The Derby Law Centre

The Derby Law Centre provides free legal advice and assistance on debt and housing-related debt matters to the residents of Derbyshire & Nottinghamshire. The team has over 50 years experience of specialising in housing-related debt matters and its own Debt Relief Order intermediary.

For free help & advice call: 01332 287 850

For more information visit: